Origination – Enter and maintain terms and conditions, borrower, relationship, security and collateral information for simple to complex deal structures.

Workflow – Route transactions automatically through all needed departments and personnel according to size, score or other business rules. The entire team knows who needs to do what and when.

Analysis – Analyze customer, exposure, rate, credit, security, collateral, balance, transaction and other information to monitor operational and portfolio performance, credit exposure and customer profitability.

Monitoring – Monitor customer credit and account information after the relationship is established to automate covenant compliance and financial statement tracking.

Integration – Standard gateways integrate with other lending, banking, credit and documentation systems so information is entered once to ensure consistency and eliminate redundant data entry.

Credit/Underwriting – Automatically retrieve and store all credit information and manage sophisticated underwriting processes that integrate scoring with automated review and approval routing.

Documentation – Electronically generate, revise, store and deliver contracts and other documents tracking all revisions to close deals more efficiently and consistently.

And much more.

Challenged by increasing competition and shrinking margins, your mid-market relationship managers and credit analysts need to have easy access to information to make more efficient and effective decisions. CapitalStream allows relationship managers, product specialists, credit analysts, customer service representatives and operations personnel to gather, review and analyze the key information necessary to collaborate more effectively with each other and their customers. With CapitalStream as your Straight Through Processing platform, information flows seamlessly from the sales pipeline to financial analysis to credit write up to documentation and booking – providing complete visibility into each relationship and the operation overall.Learn more >>

With CapitalStream, you can achieve cost-effective portfolio growth by streamlining financial transaction origination workflow through each channel (branch, direct, Web, call center) and each front office function (sales, credit, documentation, funding, customer service). Your operation will double throughput with no increase in headcount.

In a sector where decision- and documentation-delivery times are often the key differentiators, CapitalStream’s streamlined origination platform supports instantaneous decisioning and document generation. CapitalStream offers your small business operations significant competitive advantage, providing your small businesses customers with financing more quickly as you manage risk more effectively. Learn more >>

Web-based vendor programs, instant credit decisioning, integrated information flow and streamlined operations are the ingredients for success in the competitive equipment leasing and lending market. CapitalStream’s Straight Through Processing platform automates origination and credit decisioning processes to increase deal flow with no increase in headcount.

From flexible pricing programs to automatic documentation generation and delivery to integrated booking to back office servicing systems, CapitalStream integrates equipment leasing and lending with your entire financial services operations. CapitalStream helps expand your lease origination channels with Web-based collaboration providing vendors, brokers and funding partners instant visibility to track the status of individual deals and their entire account. Learn more >>

Eliminate the bottlenecks as your commercial mortgage team collaborates more effectively to complete complex real estate analysis, valuation and underwriting. CapitalStream speeds analysis by integrating your current models into a common structuring and decisioning platform facilitating cross team collaboration and information sharing. With CapitalStream your team can easily gather information using flexible templates that incorporate and extend your existing underwriting models and automatically generate documentation to meet mortgage program requirements.

Automatically select, group and extract pool information for securitization to eliminate redundant data entry and time-consuming paper-based processes. Underwriters and all front office team members can collaborate easily with full visibility into loan qualification, analysis, underwriting and documentation processes. Beyond origination and securitization, CapitalStream also simplifies the evaluation of ongoing portfolio performance. Learn more >>

As customer relationships grow more complex, products more varied and reporting requirements more stringent, financial institutions are looking for a comprehensive Enterprise Risk Management (ERM) solution that provides powerful and cost-efficient bank-wide exposure tracking and compliance monitoring. CapitalStream’s enterprise risk management platform allows risk managers to track and aggregate direct and contingent exposure at every level, from borrower and guarantor to portfolio, business unit or bank-wide.

CapitalStream’s integrated risk analysis tools give managers access to real time cross-portfolio information to constantly monitor critical indices. Integrated decision, exposure and compliance tracking help address Basel II requirements, and support bank-wide risk and exposure management across commercial relationships and product portfolios. Learn more >>

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