FinanceCenter automates the origination process and ongoing account management enabling all customer-facing team members to close deals more quickly and consistently. The entire front office team along with business partners can now use a standard Web browser to:

	Automatically generate, update, revise, store, and deliver contracts and all other documents electronically.

By replacing manual procedures, cumbersome paperwork and disparate systems with one integrated front office system, FinanceCenter speeds up data gathering, pricing, credit analysis and documentation. Steps that took hours or even days to complete now take minutes or are no longer necessary. Fewer people can do more work in less time. Customers get a fast response so deals close more quickly and more often.


Your front office can enter and maintain all customer, collateral, asset, terms and other information necessary to sell a new deal or additional business:

• Enter applications using a browser
• Validate all information immediately
• Initiate the origination workflow automatically

Manage complex applications including:

Partners and customers can submit applications directly over the Internet and monitor the entire origination process from their offices.


Instantly quote new opportunities and automatically prepare term sheets, payment and amortization schedules:

• Base terms on flexible rates, terms, risk, residual and end-of-term options
• Update rates and cost of funds automatically based on common indexes (e.g. LIBOR, LTT)
• Allow authorized users to negotiate terms within controlled limits
• Instantly issue proposal letters to customers via Web, e-mail, mail or fax
• Maintain an electronic record of all pending proposals and decisions
• Value and analyze sophisticated deal structures using your current models and tools

Manage sophisticated credit decision process and strategies. Manage complex relationships with automatic routing and decision tracking for larger business and larger ticket transactions. Integrate automated credit scoring models for small ticket transactions.

• Retrieve credit information and scores from any credit bureau including Experian, Transunion, Equifax and D&B
• Calculate and retrieve credit scores directly from Fair Isaac's LiquidCredit®
• Define distinct approval processes for each type of transaction or size of relationship based on any criteria
• Automatically approve or decline transactions based on flexible decision strategies
• When manual review is required, automatically route the transaction through a flexible hierarchy of reviewers, including a credit committee
• Route information about customer credit and relationship to the appropriate credit analyst
• Check individual approval limits to ensure necessary authority
• If any reviewer declines or restructures the transaction, automatically reroute the transaction for re-review

Automatically generate and update contracts and other documents on demand, eliminating the errors and manual procedures that so frequently irritate customers and delay closing. No more out of date documents that need to be corrected as the deal changes.

• Send documents by Web, mail, fax or email as a PDF (read-only) file
• Easily incorporate either standard or customized amendments to manage common changes to documents
• Automatically include different documents according to the requirements of each deal and add documents as needed
• Store all inbound documents as scanned images and associate them with the corresponding customer and transaction
• Track all required documentation through flexible checklists
• Easily access all documentation through the electronic filing cabinet

Learn how FinanceCenter supports collaboration across your enterprise >>