CapitalStream, a Seattle-based provider of commercial finance automation technology for banks, financial institutions and manufacturers, today announced it has provided its FinanceCenter solution to Merrill Lynch Business Financial Services Inc. for use as an online credit application engine. CapitalStream’s FinanceCenter has the ability to automate the commercial finance process across multiple business lines, multiple products and multiple sales channels, lowering costs and enabling companies to take advantage of new business opportunities by automating manual processes for leases, loans, lines of credit and credit cards.

Under the terms of this three year agreement, Merrill Lynch Business Financial Services has the ability to use CapitalStream’s web-based credit solution, FinanceCenter, to improve its business clients’ experience in obtaining loans, gain greater operational efficiencies and provide existing credit customers with greater ease of use online.

"Merrill Lynch Business Financial Services is committed to helping our business clients simplify their business finances through integrated cash management, financing, investing and online business banking services," said David W. Tralka, First Vice President and Director of Merrill Lynch Business Financial Services. "FinanceCenter gives us the tools to help our business clients save time and more easily apply for credit online at the Merrill Lynch Business Center."

"Our relationship with Merrill Lynch Business Financial Services reaffirms our position as a leading provider of the fastest, most reliable commercial finance automation technology in the industry," said Stephen Campbell, president and CEO of CapitalStream. "FinanceCenter will enable Merrill Lynch Business Financial Services clients to get timely and accurate results with respect to their credit applications, thus expediting the entire commercial finance process."

Merrill Lynch Business Financial Services and its affiliates ("Merrill Lynch") provide comprehensive cash management, financing, retirement planning and M&A advisory services to small and midsize businesses. Currently, more than 600,000 of these businesses entrust nearly $185 billion in assets to Merrill Lynch. Merrill Lynch Business Financial Services has provided more than $6 billion in financing to small and midsize businesses. For more information on Merrill Lynch Business Financial Services, visit http://businesscenter.ml.com. Merrill Lynch is one of the world's leading financial management and advisory companies, with offices in 44 countries and total client assets of more than $1.6 trillion. As an investment bank, it is the top global underwriter of debt and equity securities and a leading strategic advisor to corporations, governments, institutions and individuals worldwide. Through Merrill Lynch Investment Managers, the company is one of the world's largest managers of financial assets.

For more information on Merrill Lynch, please visit www.ml.com.

Seattle-based CapitalStream automates and streamlines commercial finance processes for banks, finance companies, and manufacturers. CapitalStream – FinanceCenter™, a patent pending technology, reduces processing time, lowers costs, and enables companies to cost effectively take advantage of new business opportunities by automating manual processes for leases, loans, lines of credit, and credit cards. CapitalStream, an established industry leader for more than five years with deep knowledge about the inner workings of the financing world, has helped hundreds of financial organizations increase their competitiveness, customer service and profitability.

For additional information about CapitalStream visit its web site at www.capitalstream.com.

Jennifer Fox
Capital Stream, Inc.
206-548-1651
jenniferf@capitalstream.com

Scott Battishill
DDB Public Relations
(206) 464-0197
scott.battishill@sea.ddb.com